Expert Guidance in Health and Life Insurance
MEDICARE
Our Services
We offer an array of services that range from providing advice to giving step by step guidance through the insurance marketplace. This includes health and life insurance and insight into ObamaCare, Medicare, and Medicaid. JR Healthcare Consultants offers you the best guidance to help you compare and apply for health insurance plans from national health insurance carriers.
Types of Insurance
Life Insurance
You work hard to make sure those you love — spouse, partner, children, family members — are taken care of. It’s just as important to consider providing financial support for the future living costs of surviving dependents. After all, they will have to go on without you. Make sure they’re protected, too.
Individual and Family
Also called comprehensive or major medical,individual and family coverage is likely the first type of health insurance you might think of. It covers a wide range of services.
- Lasts 12 months or longer
- Can be renewed (in most cases)
- Meets the Affordable Care Act requirements and includes:
- Emergency services, hospitalization, and preventive care
- Maternity, newborn and pediatric care
- Mental health care & substance abuse treatment
- Laboratory services, prescription drugs, and disease management
- Rehabilitative services and devices
- You may be able to get help paying for this coverage
Medicare
Medicare is the federal health insurance program for people age 65 or older, or people under 65 with certain disabilities or illnesses.
- Medicare has 4 basic parts that, together, help with health care costs.
- Original Medicare has 2 parts: Part A (hospital coverage) and Part B (medical coverage)
- Part A and Part B don't cover everything, so you may want to buy Part C (Medicare Advantage) and Part D (drug coverage) from a private health insurance company.
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